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Loans-State Bank of Travancore

State Bank of Travancore                

Special Criteria Gyan Jyothi - Education Loan for Higher Studies
            
Eligibility Students pursuing School/College education in India and students seeking Technical or professional higher studies in India and abroad.
                
Amount

For students pursuing School/College education in India: Upto Rs.30, 000/- and for students seeking technical or professional higher studies in India and abroad: Upto Rs.4 lakhs.
Cost to be met by borrower: 10% of the loan amount.
                      

General Information Repayment

School/College Education in India

Loan to be repaid within 36 months, commencing immediately after disbursal.

Technical / Professional higher studies in India and abroad

Interest during the course of study and the Principal amount within 48 months to commence one year after the completion of the course or getting a job whichever is earlier.
                

Rate of Interest

Loan Interest and Interest tax

1. Upto Rs. 2 lakhs 13.00% +0.26%

2. Above Rs. 2 lakhs to Rs. 5 lakhs 15.25% +0.30%
           


 
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