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Loans-State Bank of Indore

State Bank of Indore            

Special Criteria

"SARASWATI" For educational expenses of recognized courses including fee, books, instruments and other expenses.
                   

Eligibility

1) Eligibility: -School, College education in India - Minimum Second Division.
2) For Professional/Technical higher studies in India or Abroad - Minimum First division.
Or passing the Technical/Professional - Entrance examination.
                  

Amount

Loan Amount School/College education in India - 90% of total cost of study. Ceiling Up-to six times the net (take home) monthly income of Parent/Guardian/ Student. Maximum loan amount Rs.1, 00,000 lakh.

Technical/Professional Higher Studies in India or Abroad - 90% of the expenses, not exceeding Rs.8, 00,000 lakhs.
                

General Information Independent regular source of income of the Parent/Guardian is required.
            
Repayment For School/
College education in India 
Installment commencing immediately after disbursal by the Parent/Guardian/ Self to be repaid within a maximum period of 36 months.
            
For Technical/
Professional/Higher education in India/
Abroad  

Regular periodic remittance at least to cover the interest applied on the account even while the student pursues studies within a maximum period of 60 months after completion of studies or securing a job whichever is earlier.
No penalty for early repayment of the installment/loan.
           


 
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